
October 06, 2026
Rent in advance and guarantors: What’s changed?
Private landlords can no longer ask tenants for, or accept, more than one month’s rent in advance, meaning there’s more pressure on guarantors.
- Renters Rights
- Landlords
- Renting

Protecting your property and your peace of mind is an important part of any successful letting. Whether you're a landlord looking to safeguard your investment or a tenant wanting to make sure your belongings are covered, having the right insurance in place from the outset makes all the difference.
That's why Winkworth has partnered with HomeLet, the UK's largest tenant referencing and specialist lettings insurance company. With over 30 years of experience working exclusively within the lettings industry, HomeLet are the trusted experts that landlords and tenants across the country rely on.
From comprehensive landlord insurance and rent protection to tenant contents cover, HomeLet offers a range of policies designed specifically for the rental market. Their thorough tenant referencing service also helps landlords find quality, reliable tenants with complete confidence.
Whatever your needs, HomeLet's specialist knowledge and straightforward approach means you can let and rent with confidence, knowing you're properly protected every step of the way.
HomeLet provide tenants with specialist insurance that’s designed to protect their own personal possessions and cover their liability as a tenant, against loss or damage to the landlords property.
We understand the risks landlords face… and the huge impact they can have. Landlord Insurance provides financial protection for landlords renting a property to tenants. It differs from standard Home Insurance by covering some of the additional risks associated with renting a property. It’s sometimes also called Landlord Home, House or Property Insurance, or Buy-to-Let Insurance.
It’s a broad category, too, and cover can include Landlord Buildings Insurance, Landlord Contents Insurance, accidental damage, loss of rent and liability.
Ready to let your property?
Book a free no obligationn market appraisal with Winkworth and find out what the rental value of your property migth be. Or find your local office and pop in for an informal chat.
Let with confidence
Expert insights

October 06, 2026
Private landlords can no longer ask tenants for, or accept, more than one month’s rent in advance, meaning there’s more pressure on guarantors.

September 23, 2026
Do your tenants ever complain of mould and damp? If so, how long does it take you to tackle the problem?

September 23, 2026
As part of its mission to improve all homes, the government plans to introduce a Decent Homes Standard (DHS) to the private rented sector in 2035.

September 15, 2026
It can be tempting to snap your own photos when putting your home on the market.

September 09, 2026
The government’s new Private Rented Sector (PRS) Landlord Database is rolling out from the 15th of December 2026

September 09, 2026
In May this year, the first phase of the Renters’ Rights Act made some significant changes.

August 25, 2026
When people live together in a house share, it’s not uncommon for one person to leave while the rest stay put. And yes, it’s fine to replace the person – as long as you follow the rules.

August 25, 2026
Have you noticed tighter anti-money laundering (AML) requirements across the property sector?

August 17, 2026
The Renters’ Rights Act 2025 is creating new challenges for landlords wanting to sell a property.